Your money moves.
You never see the pattern.
Caply reads your UPI spend and shows you the money you're leaving on the table — missed cashback, forgotten subscriptions, and where your habits are quietly costing you.
Join the Waitlist
Secure your spot for the exclusive beta launch.
No spam. No product push. Just early access when we launch.
Your data is encrypted. DPDPA compliant, built on India's Account Aggregator framework.
You're losing money you never see.
Four quiet leaks. None of them your fault.
Invisible cashback
Offers and rewards you qualify for go unused because no one is tracking them for you.
Silent subscriptions
Recurring charges pile up quietly across apps, cards, and UPI autopay.
No single view
Your spending is scattered across banks and apps, so your real habits stay hidden.
Reactive, not proactive
You only notice the damage after the statement arrives.
One connection. One clear picture.
Connect once
Securely link your bank and UPI apps via India's Account Aggregator framework — read-only, consent-based.
See the pattern
Caply automatically classifies every transaction: bills, subscriptions, discretionary spend, income.
Catch what you're missing
We match your spend against live offers and cashback you qualify for but haven't claimed.
Get your Monthly Wrapped
A personality-driven monthly recap of your spending habits, savings caught, and what to fix next.
Your data stays yours. Always.
Consent-based access via India's Account Aggregator framework
Read-only — we can see, never move, your money
No trading, no transactions, ever
Never sold or shared with third parties
Built different. On purpose.
Privacy-first, always
We only ever have read-only access. We can't move your money or execute transactions.
Proactive, not reactive
Caply flags missed savings and unusual spend before it becomes a habit.
Whole-picture clarity
Every account, every card, every UPI app — unified in one view, not another single-bank app.
Built for real Indian spending
Designed around UPI, autopay, and the way India actually spends — not a US budgeting app translated over.
Built for people who actually check their statement.
If you want your money working quietly in the background instead of surprising you, this is for you.
Young professionals
Managing salary, UPI spend, and savings goals for the first time, without a financial safety net.
Gig & freelance earners
Irregular income that needs a clearer read on where the money actually goes.
DIY savers
Comfortable with money, but tired of manually cross-checking cashback and subscriptions.
Families
Households wanting one shared view of spending across accounts (family accounts coming soon).
Things people ask us.
Caply connects to your UPI and bank data (read-only, via Account Aggregator) and shows you missed cashback, silent subscriptions, and your real spending pattern in one place.
Your banking app shows one account. Caply unifies all of them and actively flags money you're leaving on the table.
Yes. Access is consent-based, read-only, and governed by India's Account Aggregator framework and DPDPA.
Core features are free during the founding cohort. Pricing details will be shared before launch.
We're soft-launching in mid-September. Joining the waitlist gets you priority access and founding-member perks.
Clarity on your money. Before launch.
Join the Waitlist — limited priority slots for the soft launch.
Get Priority Access